Terms of Service & Disclaimer

Welcome to Findteck (https://findteck.com). These Terms of Service and Disclaimer ("Terms", "Agreement") govern your access to and use of the Findteck website, its content, smartphone specifications and price comparisons, and its interactive web tools (including the Freelance Hourly Rate & Profit Calculator and Client-Side Image Compressor & Converter).

By accessing or using Findteck, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you must immediately discontinue use of the website and all associated tools.

1. Acceptance of Terms

By visiting, browsing, or utilizing the interactive tools on Findteck, you affirm that you are at least 18 years old (or have the consent of a legal parent/guardian) and are legally competent to enter into this Agreement. These terms apply to all visitors, registered users, and others who access or use our services.

2. Intellectual Property Rights

Unless otherwise expressly noted, all content, original code, UI components, layout designs, calculation engines, graphics, logos, trademarks, and documentation published on Findteck are the proprietary intellectual property of Findteck and are protected by applicable copyright, trademark, and intellectual property laws.

• Permitted Personal Use: You are granted a non-exclusive, non-transferable, revocable license to access and use our website and tools for personal, educational, and internal business calculations.
• Prohibited Reproduction: You may not copy, scrape, mirror, redistribute, reverse-engineer, or sell any proprietary script, algorithmic formulas, or website design elements without prior written authorization from Findteck.

3. Tools & Financial Calculations Disclaimer (Crucial)

Specifically, you acknowledge and agree that:

• Not Certified Financial or Tax Advice: Findteck is not a licensed CPA firm, financial advisory service, or legal consultant. Tax brackets, deductible business expense rules, and freelance labor rates vary dramatically by jurisdiction, legal entity classification, and individual financial circumstance.
• Self-Assessment & Professional Consultation: Results generated by our tools should never replace consultation with a qualified Certified Public Accountant (CPA), licensed financial advisor, or legal attorney. You bear sole responsibility for verifying tax requirements and pricing models applicable to your business.
• Estimates Only: Actual business costs, inflation, client payment default rates, billable hour leakage, and personal tax liabilities may differ significantly from calculated projections.

4. Media Tools & Client-Side Image Processing Disclaimer

Findteck provides client-side media utilities, including the Client-Side Image Compressor & Converter:

• Local Processing: All image compression, resizing, and conversion operations execute locally within your web browser using HTML5 Canvas APIs.
• Backup Responsibility: While we implement reliable compression algorithms, you are strongly encouraged to maintain original backup copies of your media files before processing or replacing files. Findteck assumes no liability for accidental loss of image fidelity, corrupted downloads, or unexpected output formats.

5. Third-Party Advertising & External Links

Findteck displays third-party advertisements (such as Google AdSense) and maintains links to external merchant websites and electronics retailers:

• Google AdSense: Advertisements delivered by Google or third-party ad networks are generated based on contextual cues and user browsing history. Findteck does not endorse, verify, or guarantee the claims made in third-party advertisements.
• Affiliate Disclosures: Some outbound links on Findteck are affiliate links. If you make a purchase through these links, Findteck may earn an affiliate commission at zero additional cost to you.
• No Control Over External Content: We have no control over the content, privacy policies, pricing accuracy, or practices of any third-party websites or services. You access external links at your own risk.

6. Product Specifications & Price Comparison Accuracy

The smartphone specifications, laptop data, and price comparisons provided on Findteck are compiled diligently from official manufacturer announcements, retail partners, and local market distributors. However, retail prices, hardware revisions, and promotional discounts fluctuate frequently. We make no representations or warranties regarding the absolute accuracy, completeness, or timeliness of product specs or prices.

7. Prohibited Conduct

When using Findteck, you agree not to:

• Use automated bots, spiders, scrapers, or scripts to access or extract data from the website without our explicit written permission.
• Attempt to interfere with, compromise, or disrupt the integrity or security of our web servers, networks, or connected APIs.
• Inject malicious code, viruses, or harmful payloads into form inputs or comment sections.
• Use the website or its tools for any fraudulent, unlawful, or unauthorized purpose.

8. Disclaimer of Warranties

FINDTECK AND ALL ASSOCIATED TOOLS, SERVICES, AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FINDTECK DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FINDTECK, ITS FOUNDERS, EMPLOYEES, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFITS, DATA, USE, GOODWILL, OR BUSINESS OPPORTUNITIES) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE WEBSITE, SPECIFICATIONS, CALCULATOR TOOLS, OR THIRD-PARTY ADVERTISEMENTS, REGARDLESS OF THE THEORY OF LIABILITY.

10. Indemnification

You agree to defend, indemnify, and hold harmless Findteck, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your violation of these Terms or your misuse of the website tools.

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of law principles. Any legal disputes or claims arising out of this Agreement shall be subject to the exclusive jurisdiction of the competent courts in Lahore, Pakistan.

12. Modifications to Terms

We reserve the right to revise or replace these Terms of Service at any time. Changes will be posted to this page with an updated "Last Updated" timestamp. By continuing to access our site after revisions become effective, you agree to be bound by the revised terms.

13. Contact Information

If you have any questions or concerns regarding these Terms of Service, please contact us: